💸 Why Your Money Loses Value Every Year

Many people unfortunately don’t realize that money kept in a bank account or a drawer at home loses value every year. For example, €10,000 today won’t be worth €10,000 in 2030. The explanation is simple—no need for complicated jargon.

Prices rise annually: food, fuel, clothing, and more. This is called inflation. Experts often discuss inflation percentages and their impact, but detailed explanations are often just drama and intellectual games for those who call themselves “economic and political experts.” Short-term forecasts are mostly speculation. Let’s leave that jargon to those who enjoy it.

Let’s simplify: prices go up year by year. As long as it’s within “normal limits,” things run smoothly. Say butter cost €2 in 2020. If it costs slightly more the next year, that’s acceptable. But if it jumps to €3 or €4 in one year, that’s no longer pleasant or normal. At the time of writing, we’ve witnessed extreme inflation and price hikes—sometimes weekly.

So, if you have €10,000 now and could buy a car with it, in 10 years you likely won’t be able to buy the same car for that amount. It might cost €11,000, €12,000, or more. This confirms the idea that money loses value and purchasing power over time. Money has no intrinsic value—we assign it value through use and agreement. Historically, barter, grain, spices, gold, silver, and copper were used instead.

🪙 Bitcoin & Changing Value

Cryptocurrencies had little value 10 years ago because people didn’t assign it. A famous story tells of someone buying two pizzas with 10,000 Bitcoins. Today, one Bitcoin is worth around €20,000—meaning those pizzas cost €200 million. Wild!

In a world of constant change, your money’s value also shifts. So how do you preserve or grow it?

📈 Smart Investing

In my opinion, through wise asset allocation. For example:

• Investing in the S&P 500 over the last 20 years would have multiplied your money 5x. €1,000 in 2003 would be €5,000 today—passively.

• Cryptocurrencies have gained value and are becoming more accepted globally.

• Gold has multiplied nearly 6x in 20 years. €1,000 in gold in 2003 would be nearly €6,000 today.

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⚠️ Note: Past returns don’t guarantee future profits. There are no 100% guarantees. You are responsible for your financial decisions. This is not official financial advice.

🧠 Long-Term Thinking

When prices fall, don’t panic and sell impulsively. Trust your long-term plan. Falling prices are opportunities—like store sales. That’s how successful investors operate, unlike most who panic. Market fluctuations are normal, and long-term, quality projects tend to pay off. Short-term investing is often like gambling and causes stress. Balanced long-term investing is my approach, and I believe it benefits many.

🏠 Real Estate & Other Assets

Real estate gains value yearly, both in Slovenia and globally. A house 20 years ago was much cheaper than today. Real estate also offers rental income.

Other options:

• Bonds: Popular in the U.S., lower returns but safer. You lend money to governments or companies and get it back with interest.

• Savings accounts: Offer small interest, but most banks currently pay very little. In Slovenia in 2023, banks offered minimal profit.

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🧰 Diversification & Peace of Mind

I’d personally spread investments across all mentioned types. That way, I sleep peacefully knowing my assets are well-diversified.

Our Premium Abundance Package guides you through broad investing—diversified, safe, and profitable. Your investments are split across stocks, crypto, gold, silver, and real estate. No one can guarantee success, but it’s likely that the world will continue to grow economically, and diversified investments will rise in value long-term.

🔮 My Beliefs

• Will Bitcoin and crypto be worth more in 10 years? Absolutely.

• Will stocks of successful companies be worth more? No doubt.

• Will real estate be more expensive? Certainly.

• Will gold be even more valued? I see no reason why not.

  
  

Different assets will yield different profits, but it’s not just about the biggest gains. It’s about feeling safe and calm when investing—trusting your choices because you understand where the world is heading.

🛠️ Our Services

With Abundance, we offer simple investment services. You choose how much and where to invest. We’ve spent thousands of hours researching investment options. Through our services, you can safely buy gold, invest in stocks, crypto, and real estate. We also offer silver, art, EUR savings with interest, and more.

We’ve vetted trustworthy providers. I’ve been scammed before - like many in the investment world. But from experience grows wisdom. That’s why I’ve deeply researched which providers are honest and where the best potential lies.

🏢 Integrating Insights into Our Investment Services

We’ve gathered all these insights and incorporated them into our company, combining the services of the best and most reliable investment providers. Through them, you can manage all your purchases and investments. The providers we work with—and recommend—are, in our opinion, highly trustworthy. You can store cryptocurrencies, stocks, gold, and silver with the help of exceptional partners, protected by world-class security systems.

If something unexpected happens (though the likelihood is extremely low)—such as a major shock to a company we work with or you invest in—no one is truly at fault. No matter how thorough your research, no one can predict the future with 100% certainty. But we can make high-probability assumptions, and that’s exactly what we’ve done: we’ve selected only the best providers and built relationships based on trust. It’s important to first trust yourself—and then the people and companies you choose to work with.

Even traditional banks or insurance companies can collapse, as history has shown. That’s why we listen to our intuition when making investment decisions. Alongside solid knowledge and information, we also follow our gut feeling when choosing business partners.

If you need help with investing, business consulting, or understanding investments, our company is happy to assist!

🧠 Investing Doesn’t Have to Be Complicated

The financial system isn’t as complex as some make it seem. Many financiers and politicians have created a world of jargon and mechanisms that serve their own games—who has more power, money, influence, etc.

Because of this complexity, most people avoid investing or are afraid to start. But things are much simpler than they appear. Listen to common sense and your intuition. Whether it’s companies, stocks, crypto, gold, silver, real estate, or emerging technologies—the world is constantly evolving. The economy grows, new inventions emerge, and people are becoming more conscious of themselves, others, the Earth, and the environment.

🌍 A World in Transformation

The world is moving toward freedom, even if it sometimes seems chaotic. But I invite you to see the bigger picture. Look long-term. Consider how much the world and self-awareness have progressed in the last 20 years. Personal growth and deeper understanding of life are now more common. Twenty years ago, no one had a smartphone—now almost everyone does. Environmental responsibility has become a global standard, with massive resources dedicated to clean energy and sustainability.

We’re at the beginning of a major planetary shift—and it’s only just begun.

🚀 Investing in the Future

This is a great time to invest, as many innovations are still in their infancy. Their value will likely rise over time. Existing profitable investments, currencies, and companies will likely continue to grow.

There’s a special joy in owning shares of the world’s biggest companies—like Apple, whose iPhone I love, or Starbucks, whose coffee I enjoy. I love knowing I own part of global real estate and am a co-creator of new technologies and crypto systems. Gold speaks for itself—wealth, peace, brilliance. When I own it, I feel all those things.

This is what I call Conscious Investing.

💡 Peaceful Profits & Financial Freedom

Why shouldn’t investments bring long-term profits while also making us feel good? I’d always keep part of my money in euros or another stable currency, and let the rest grow or preserve its value. For some, smart investing can even lead to passive income that replaces a job—without needing to be an expert.

Even small, regular investments can grow into a significant sum over 10 years.

🗣️ Conscious Investment Conversations

I, Julian, offer Conscious Investment Talks, where I explain the essence of different investments in a friendly and simple way, answer your questions, and help you discover which investments resonate most with you.

Investing is my passion. It allows money to work for you, and lets you be part of the world of creative companies, new technologies, and timeless assets like gold and diamonds.

⚖️ Balance & Responsibility

Feel free to explore where your heart leads you. Diversification reduces risk, as explained earlier. Personally, I wouldn’t invest more than I’m willing to lose in the worst-case scenario. Not that I expect that to happen with smart allocation—it’s extremely unlikely—but it brings peace of mind.

It’s wonderful to step outside your comfort zone now and then, but always listen to yourself—what and how much feels right. That way, you can invest in balance.

Balance is the foundation of a happy life. Taking responsibility for your finances and abundance isn’t as hard as it seems. If you’d like more support on your journey to abundance, feel free to explore our company’s services. We offer diversified investment options and help you understand them in simple language, just like in this article.

Thanks for taking the time to open yourself to a broader understanding of abundance and investing. Let me know if you'd like this turned into a guide, presentation, or tailored investment overview.

Julian, EnlightenedMoney.net